Opponents say the government's policy is 'a disaster waiting to happen'. [=something that will probably have a very bad or tragic result]
The government's policy is 'a recipe for disaster'. = The government is 'flirting with disaster' by pursuing this policy.
The earthquake was one of the worst 'natural disasters' [=a disaster caused by natural forces] of this century.
(..) - No. What are you doing in my room? May let me in. We were gonna finish the Death Star. You can't just bust into my room! Ha-ha. That turkey meatloaf recipe is a disaster. Let's go to dinner. Thai? Ned, you want Thai? - Yes. - No. He's got a thing. A thing to do after. (..)2017 Spider-Man: Homecoming