Opponents say the government's policy is 'a disaster waiting to happen'. [=something that will probably have a very bad or tragic result]
The government's policy is 'a recipe for disaster'. = The government is 'flirting with disaster' by pursuing this policy.
The earthquake was one of the worst 'natural disasters' [=a disaster caused by natural forces] of this century.
(..) how their minds work. Officially, l'm the projectionist, but the money goes to Toto. Stay on your toes, Toto. No sleeping. We've had enough disasters. Do what poor Alfredo taught you. And God bless you. Thank you, Father. What is this, a funeral? Life goes on! Gaiety! Music! (..)1988 Cinema Paradiso