Opponents say the government's policy is 'a disaster waiting to happen'. [=something that will probably have a very bad or tragic result]
The government's policy is 'a recipe for disaster'. = The government is 'flirting with disaster' by pursuing this policy.
The earthquake was one of the worst 'natural disasters' [=a disaster caused by natural forces] of this century.
(..) Healthy enough to play with his kids. Please let him earn more money than I do. You might not understand that now, but believe me, you will one day. Otherwise, that's a recipe for disaster. And hopefully some hair on his head, but, I mean, even that's not a deal breaker these days. A nice smile. (..)2009 Up in the Air