Opponents say the government's policy is 'a disaster waiting to happen'. [=something that will probably have a very bad or tragic result]
The government's policy is 'a recipe for disaster'. = The government is 'flirting with disaster' by pursuing this policy.
The earthquake was one of the worst 'natural disasters' [=a disaster caused by natural forces] of this century.
(..) It went down off Raven Point. Let's get a search party... Stop! Just stop. Every time you step outside, disaster follows. Can you not see that I have bigger problems? Winter is almost here and I have an entire village to feed! Between you and me, the village (..)2010 How to Train Your Dragon