(..) We're trying to understand the residential mortgage business. How many loans do you write each month? I don't know, about six What was it four years ago? Ten.... but maybe fifteen. I was a bartender, now i own a boat! So, how many of these are eh.. adjustable rate mortgages? Well, most. (..)

(..) And if banking was boring... then the bond department at the bank was straight up comatose. We all know about bonds.... You give em to your snot nosed kid when he turns fifteen Maybe when he's thirty he makes a hundred bucks. Boring! That is until Lewis Rainieri (..)